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Partner with a proven leader in the affordable housing industry.


Quickly & easily submit files for review

Our easy to use Dashboard provides a simple interface for property staff to submit files for review. We operate a secure, dedicated server, meaning you can submit files whenever it's convenient for you.

Keep corporate staff in the loop with our Corporate Dashboard, an option available to all clients for no additional fee.

Our Dashboard provides you with the ability to affordably manage risk, without compromising on quality and expertise.

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Live & on-demand training options

We offer a wide variety of training courses designed to meet the needs of all members of the affordable housing industry. We're also able to cater training to your specific needs.

All training is conducted by A. J. Johnson, a national leader in affordable housing compliance, so you can be confident that the information presented is accurate and complete.

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Meet our team

With over 100 years of combined experience in the affordable housing industry, our team can help you confidently manage risk.

  • A. J. Johnson


  • Betty Johnson


  • Chris Johnson

    Senior Asset Management Consultant

  • Jen Johnson

    Compliance Analyst

  • Linda Moss

    Compliance Analyst

  • Tanisha Johnson

    Compliance Auditor

What makes us different?

A. J. Johnson Consulting Services, Inc. is a small firm. That is by design – not by accident.

By staying small, we maintain a great deal of flexibility, a collegial atmosphere, hands-on opportunities for each individual, and grassroots ingenuity. With only six professional staff, each person recognizes their full worth to the company, leading to two-way loyalty — in good times and bad.

The single greatest advantage to our small size, and the main reason we resist excessive growth, is the ability of management to be involved in the work process and product. Clients always have the opportunity to work with decision-makers, and no report goes to a client without first having been reviewed by A. J. Johnson.



All of our staff members are experts in multifamily housing programs, and draw on a wealth of knowledge gained through real world experience.



Our knowledgeable staff is dedicated to providing superior service and adapting quickly to each client’s needs.



We work closely with our clients to ensure their specific needs are addressed.



Our ability to leverage the latest technology translates directly into cost savings for our clients.

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The Affordable Connectivity Program Can Increase Internet Access for Low-Income Households

There is a new federal subsidy program that can help low-income families pay for Internet service. The Affordable Connectivity Program (ACP), offered through many Internet service providers, gives households $30 per month to cover the cost of internet service and a one-time payment of $100 for computer devices for eligible households. Families on qualifying Tribal lands are eligible for up to $75 per month. ACP is a $14.2 billion program made possible by the Infrastructure Investment and Jobs Act that was signed into law in 2021. A household is eligible to receive ACP support if a member of the household meets at least one of the following criteria: Has an income that is at or below 200% of the federal poverty guidelines (for a family of four this is $55,500);Participates in certain assistance programs, such as SNAP, Medicaid, Federal Public Housing Assistance, SSI, WIC, or Lifeline (the FCC program to make communication services more affordable for low-income consumers);Participates in Tribal specific programs, such as Bureau of Indian Affairs General Assistance, Tribal TANF, or Food Distribution Program on Indian Reservations;Is approved to receive benefits under the free and reduced-price school lunch program or the school breakfast program in the current or immediately preceding school year;Received a federal Pell grant during the current award year; orMeets the eligibility criteria for a participating provider s existing low-income program. Public housing and Section 8 residents are eligible for ACP funding based on their receiving housing assistance, and based on the qualifying income limits, many residents of LIHTC housing without rental assistance will also qualify. HUD has determined that this assistance does not count as income for housing program purposes. Owners of affordable housing properties are encouraged to make residents aware of this subsidy since it can increase their internet connectivity without added expense. ACP enrollment opened on December 31, 2021. Eligible households may enroll through a participating broadband provider or by (1) going to ACPBenefit.org to submit an online application or print a mail-in application, and (2) contacting their preferred broadband provider and selecting a plan. Additional information about the ACP is available at www.fcc.gov/ACP or by calling 877-384-2575 between 9 AM and 9 PM.

A. J. Johnson Partners with Mid-Atlantic AHMA for June Training on Affordable Housing - Including an In-Person HCCP Exam

During the month of June 2022, A. J. Johnson will be partnering with the MidAtlantic Affordable Housing Management Association for one live webinar and two in-person training sessions intended for real estate professionals, particularly those in the affordable multifamily housing field. Following the in-person training sessions, AJ will be providing a review of testable areas and in-person administration of the Housing Credit Certified Professional (HCCP ) exam.  The following sessions will be presented: June 14: Intermediate LIHTC Compliance (In-person training in Richmond, VA) - Designed for more experienced managers, supervisory personnel, investment asset managers, and compliance specialists, this program expands on the information covered in the Basics of Tax Credit Site Management. A more in-depth discussion of income verification issues is included as well as a discussion of minimum set-aside issues (including the Average Income Minimum Set-Aside), optional fees and use of common areas. The Available Unit Rule is covered in great detail, as are the requirements for units occupied by students. Attendees will also learn the requirements relating to setting rents at a tax credit property. This course contains some practice problems but is more discussion-oriented than the Basic course. A calculator is required for this course. June 15: Advanced LIHTC Compliance (In-person training in Richmond, VA) - This full-day training is intended for senior management staff, developers, corporate finance officers, and others involved in decision-making with regard to how LIHTC deals are structured. This training covers complex issues such as eligible and qualified basis, applicable fraction, credit calculation (including first-year calculation), placed in service issues, rehab projects, tax-exempt bonds, projects with HOME funds, Next Available Unit Rule, employee units, mixed-income properties, the Average Income Minimum Set-Aside, vacant unit rule, and dealing effectively with State Agencies. Individuals who take both two days of training will be provided with study materials and a practice exam to assist in preparation for the HCCP exam, to be administered on June 16. June 16: Review of testable areas and administration of the Housing Credit Certified Professional (HCCP ) exam (In-person exam in Richmond, VA). Following the two days of intensive and comprehensive LIHTC training, AJ will provide a review of program requirements and will administer the HCCP exam in person. June 28: The Verification and Calculation of Income and Assets on Affordable Housing Properties (live webinar)- This five-hour live webinar (there will be a 1.5-hour lunch break) provides concentrated instruction on the required methodology for calculating and verifying income, and for determining the value of assets and income generated by those assets. The first section of the course involves a comprehensive discussion of employment income, along with military pay, pensions/social security, self-employment income, and child support. It concludes with workshop problems designed to test what the student has learned during the discussion phase of the training and serve to reinforce HUD required techniques for the determination of income. The second component of the training focuses on a detailed discussion of requirements related to the determination of asset value and income and is applicable to all federal housing programs, including the low-income housing tax credit, tax-exempt bonds, Section 8, Section 515, HOME, and HOPE VI. Multiple types of assets are covered, both in terms of what constitutes an asset and how must they be verified. This section also concludes with a series of problems, designed to test the student s understanding of the basic requirements relative to assets. These sessions are part of the year-long collaboration between A. J. Johnson and MidAtlantic AHMA that is designed to provide affordable housing professionals with the knowledge needed to effectively manage the complex requirements of the various agencies overseeing these programs. Persons interested in any (or all) of these training sessions may register by visiting either www.ajjcs.net or https://www.mid-atlanticahma.org.

Maine Human Rights Commission Files Case Against Assisted Living Facility for Transgender Discrimination

In what may be the first case of its kind in the United States, on March 14, 2022, the Maine Human Rights Commission issued a finding of reasonable grounds that Sunrise Assisted Living violated state nondiscrimination protections when it denied a 79-year-old woman a room because she is transgender. The Commission s action followed an investigation of the complaint that was filed by GLBTQ Legal Advocates & Defenders (GLAD) on behalf of Marie King. It is the first known discrimination complaint filed in the country by a transgender older adult against a long-term care facility. In the spring of 2021, a social worker at Pen Bay Medical Center contacted Sunrise on behalf of Ms. King, who was a patient at the hospital. The facility initially said there was an available room, but when they learned that Ms. King is transgender, Sunrise informed the hospital they would not admit her because they were concerned she wanted to reside in a room with a female roommate. The Commission made a finding of reasonable grounds that Sunrise discriminated against her on the basis of her gender identity, transgender status, and her sex, all protected under the Maine Human Rights Act. The Commission will now bring the parties together to attempt to resolve the matter. This process must happen within 90 days and there is no appeals process. Failing that, the case may be brought to court. It is worth noting that other recent cases have indicated that discrimination based on sexual orientation and gender identity may be considered discrimination based on sex, which would also violate the federal Fair Housing Act.

A. J. Johnson to Host Webinar on Development of Affirmative Fair Housing Marketing Plans - AFHMP

A. J. Johnson will be conducting a one-hour webinar on May 4, 2022, on Requirements Regarding the Development of Affirmative Fair Housing Marketing Plans (AFHMP). The Webinar will be held at 1:00 PM Eastern Time. The Fair Housing Act requires federal agencies to administer all programs and activities relating to housing and urban development in a manner that "affirmatively" furthers fair housing. This means that it is not enough to prevent segregation - the government must encourage "integration." Each owner who participates in HUD or Rural Development multifamily housing programs must develop and provide a description of the Affirmative Fair Housing Marketing Plan (AFHMP) for the property to comply with the requirements of the Law. A cornerstone of an AFHMP is the requirement to market a property to those "least likely to apply." This course outlines the basic requirements of an AFHMP, including marketing strategies, the meaning of "least likely to apply," and updating the Plan. Completion of the course will assist managers in a full understanding of how to comply with HUD rules regarding these important plans. Those interested in participating in the Webinar may register on the A. J. Johnson Consulting Services website (www.ajjcs.net) under "Training."

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